Website Privacy Policy Notice:
Armored Life LLC and its affiliates (collectively “Armored Life LLC,” “we,” “our,” or “us”) provide this website privacy notice to describe how we collect, use, share, and otherwise process the personal data of individuals who visit our website, www.ArmoredLifeLLC.com, and any other sites that link to this website privacy notice (“Site”) or through other interactions with Armored Life LLC and/or Mirna (Patty) Gledhill and affiliates.
We abide by the Privacy Policies of all State-based and Federal Healthcare Marketplaces. To read their policy please visit each Marketplace's website such as State Marketplaces like Pennie in Pennsylvania, Georgia Access, GetCoveredNJ, Maryland Health Connection, Virginia Marketplace And/Or Federal Marketplaces platforms such as HealthCare.Gov and HealthSherpa.
We are authorized to collect Personally Identifiable Information (PII) from you by the Center for Medicare and Medicaid Services (CMS) and Health and Human Services (HHS). Any PII we collect is used to help you with eligibility assessment, enrollment and support for acquiring a Qualified Health Plan (QHP) in the HealthCare Marketplace, a Medicare Advantage Plan, Medigap/Medicare Supplement, or Ancillary policy plans, and other financial services we provide.
If you choose to give us PII, we may share this information with our healthcare issuers and insurance carriers affiliations. PII is used or disclosed only under the following circumstances: to get a quote, determine eligibility for coverage, apply for or purchase health insurance or life insurance policies, and give you customer service support with products or services you have acquired through us.
Certain PII is required or optional depending on the services you want to be contacted for. If you choose not to provide us with the PII requested, or not to respond to certain questions, we might not be able to fully serve your needs.
Information We Collect
When you use the Site, you may provide us with information such as your first and last name, address, email address, phone number, and any other information you choose to provide to us. We may collect this information for online recruiting purposes, subscriptions to publications, event registration, or when you choose to contact us. We also collect business contact information during events and other business engagements.
We might collect information relating to your interactions with us and the Site, such as your internet service provider, IP address, user language, operating system, browser type, presence of “flash” plugins, screen resolution, connection type, and information that identifies cookies. Cookies are small bits of data cached or stored on your computer based on internet activity. We may use cookies or similar technologies to monitor aggregated information to improve the Site, as well as to collect information for advertising and other purposes.
We use analytics services to help understand how visitors use the Site. These services use cookies, scripts, and other technologies to collect and store information such as how users interact with the Site, how often users visit the Site, what pages they visit, and what other sites they used prior to coming to the Site.
We may also work with third parties that collect data about your use of the Site and other sites or apps over time for non-advertising purposes. Armored Life LLC uses Google Analytics and other third-party services to improve the performance of the Site and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use the Site, visit https://www.google.com/policies/privacy/partners/, and to opt out of Google Analytics, visit https://tools.google.com/dlpage/gaoptout/.
Information Use
Armored Life LLC may use personal data for a number of purposes as permitted by law and in accordance with our contractual arrangements, including, but not limited to:
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Retention
Armored Life LLC will retain your information only for as long as is necessary for the purposes set out in this policy (i.e., for the length of your engagement with Armored Life LLC or length of time you consent to receive communications), or as needed to provide services to you. After such time lapses, Armored Life LLC will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, enforce our agreements, and as otherwise described in this policy (for example, if we are required to retain your information to comply with applicable tax/revenue laws and retention requirements of 10 years due to CMS regulations).
Transfers of Personal Data
Please be aware that the personal data we collect may be transferred to and maintained on servers or databases located outside your state, province, or other jurisdiction, where the privacy laws may not be as protective as those in your location. If you are located outside of the United States, please be advised that we process and store personal data in the United States.
Security
Armored Life LLC will take reasonable steps to help protect personal data from loss, misuse and unauthorized access, disclosure, alteration, and destruction. However, Armored Life LLC cannot guarantee the absolute security of information on or transmitted via the internet.
Third-Party Links and Tools
The Site may link to websites maintained by third-party organizations, including our insurance carriers and affiliates.
We may also allow you to connect and share information with certain social networking platforms (e.g., a Meta application). By choosing to use these Social Networking Platforms, you allow Armored Life LLC to share information with the Social Networking Platform. For example, you might use an application to publish Armored Life LLC related notices on your Facebook wall. If you do not want us to continue to provide your information to the Social Networking Platform, you may change your privacy settings in the Social Networking Platform.
You can also access certain features of the Site using Social Networking Platforms. These services will authenticate your identity and provide you the option to share certain personal data with us such as your name, email address, and other personal data to pre-populate an application.
We do not control the privacy practices of third-party websites including Social Networking Platforms and sign-in services that you choose to use, and this website privacy notice does not cover their practices. You should visit the privacy policies of any third-party website, Social Networking Platform, or sign-in service you choose to use to understand their practices.
Your Choices Regarding Your Personal Data
We offer you choices regarding the collection, use, and sharing of your personal data. We allow you to opt out of future communications at any time by replying to any email you receive with a message that reads “Remove” in the subject line.
Most web browsers are set to accept cookies by default. If you prefer, you can typically remove and reject cookies from the Site with your browser settings. If you remove or reject our cookies, it will affect how the Site and services work for you.
We abide by the Privacy Policies of all State-based and Federal Healthcare Marketplaces. To read their policy please visit each Marketplace's website such as State Marketplaces like Pennie in Pennsylvania, Georgia Access, GetCoveredNJ, Maryland Health Connection, Virginia Marketplace And/Or Federal Marketplaces platforms such as HealthCare.Gov and HealthSherpa.
We are authorized to collect Personally Identifiable Information (PII) from you by the Center for Medicare and Medicaid Services (CMS) and Health and Human Services (HHS). Any PII we collect is used to help you with eligibility assessment, enrollment and support for acquiring a Qualified Health Plan (QHP) in the HealthCare Marketplace, a Medicare Advantage Plan, Medigap/Medicare Supplement, or Ancillary policy plans, and other financial services we provide.
If you choose to give us PII, we may share this information with our healthcare issuers and insurance carriers affiliations. PII is used or disclosed only under the following circumstances: to get a quote, determine eligibility for coverage, apply for or purchase health insurance or life insurance policies, and give you customer service support with products or services you have acquired through us.
Certain PII is required or optional depending on the services you want to be contacted for. If you choose not to provide us with the PII requested, or not to respond to certain questions, we might not be able to fully serve your needs.
Information We Collect
When you use the Site, you may provide us with information such as your first and last name, address, email address, phone number, and any other information you choose to provide to us. We may collect this information for online recruiting purposes, subscriptions to publications, event registration, or when you choose to contact us. We also collect business contact information during events and other business engagements.
We might collect information relating to your interactions with us and the Site, such as your internet service provider, IP address, user language, operating system, browser type, presence of “flash” plugins, screen resolution, connection type, and information that identifies cookies. Cookies are small bits of data cached or stored on your computer based on internet activity. We may use cookies or similar technologies to monitor aggregated information to improve the Site, as well as to collect information for advertising and other purposes.
We use analytics services to help understand how visitors use the Site. These services use cookies, scripts, and other technologies to collect and store information such as how users interact with the Site, how often users visit the Site, what pages they visit, and what other sites they used prior to coming to the Site.
We may also work with third parties that collect data about your use of the Site and other sites or apps over time for non-advertising purposes. Armored Life LLC uses Google Analytics and other third-party services to improve the performance of the Site and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use the Site, visit https://www.google.com/policies/privacy/partners/, and to opt out of Google Analytics, visit https://tools.google.com/dlpage/gaoptout/.
Information Use
Armored Life LLC may use personal data for a number of purposes as permitted by law and in accordance with our contractual arrangements, including, but not limited to:
- Providing services and information to visitors of the Site;
- Providing clients and potential clients with information about Armored Life LLC;
- Providing direct marketing communications about our products and services to third parties;
- Detecting, preventing, and responding to fraud, intellectual property infringement, violations of our terms of use, or violations of law; and
- As otherwise disclosed at the time personal data is collected.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Retention
Armored Life LLC will retain your information only for as long as is necessary for the purposes set out in this policy (i.e., for the length of your engagement with Armored Life LLC or length of time you consent to receive communications), or as needed to provide services to you. After such time lapses, Armored Life LLC will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, enforce our agreements, and as otherwise described in this policy (for example, if we are required to retain your information to comply with applicable tax/revenue laws and retention requirements of 10 years due to CMS regulations).
Transfers of Personal Data
Please be aware that the personal data we collect may be transferred to and maintained on servers or databases located outside your state, province, or other jurisdiction, where the privacy laws may not be as protective as those in your location. If you are located outside of the United States, please be advised that we process and store personal data in the United States.
Security
Armored Life LLC will take reasonable steps to help protect personal data from loss, misuse and unauthorized access, disclosure, alteration, and destruction. However, Armored Life LLC cannot guarantee the absolute security of information on or transmitted via the internet.
Third-Party Links and Tools
The Site may link to websites maintained by third-party organizations, including our insurance carriers and affiliates.
We may also allow you to connect and share information with certain social networking platforms (e.g., a Meta application). By choosing to use these Social Networking Platforms, you allow Armored Life LLC to share information with the Social Networking Platform. For example, you might use an application to publish Armored Life LLC related notices on your Facebook wall. If you do not want us to continue to provide your information to the Social Networking Platform, you may change your privacy settings in the Social Networking Platform.
You can also access certain features of the Site using Social Networking Platforms. These services will authenticate your identity and provide you the option to share certain personal data with us such as your name, email address, and other personal data to pre-populate an application.
We do not control the privacy practices of third-party websites including Social Networking Platforms and sign-in services that you choose to use, and this website privacy notice does not cover their practices. You should visit the privacy policies of any third-party website, Social Networking Platform, or sign-in service you choose to use to understand their practices.
Your Choices Regarding Your Personal Data
We offer you choices regarding the collection, use, and sharing of your personal data. We allow you to opt out of future communications at any time by replying to any email you receive with a message that reads “Remove” in the subject line.
Most web browsers are set to accept cookies by default. If you prefer, you can typically remove and reject cookies from the Site with your browser settings. If you remove or reject our cookies, it will affect how the Site and services work for you.
Contact InformationIf you have questions or comments about the website privacy notice, please contact us in our role as data controller at [email protected] or at phone number: (888) 341-9198
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Changes To This NoticeWe may change this website privacy notice from time to time. If such changes are material, we will post a notice of the changes along with the revised website privacy notice on the Site. We encourage you to visit this page periodically to learn of any updates.
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